新农村建设中的新疆农村金融体系创新研究

农村金融体系对推动新疆农业和农村经济发展发挥了重要的作用,但其发展仍然滞后,不能适应社会主义新农村建设的全方位、多层次金融需求.因此,应创新农村金融体系,明晰金融产权,建立多元化竞争性的农村金融市场,重塑农村金融机构体系,形成商业金融、合作金融、政策性金融和民间金融互为补充的新格局.构建农村资金可持续回流机制,完善金融风险分散与转移机制,优化农村金融生态环境.以此提高农村金融资源配置效率,构建新农村建设的金融合力.

Study on the Innovative Financial System of the Construction of New Socialist Countryside in Xinjiang

Financial system plays a remarkable role in the development of agriculture and rural economy in Xinjiang,but rural finance is still backward and plentiful deed for the construction of a new socialist countryside can not be supplied.Therefore,the rural financial system should be perfected,financial property right should be manifested,a pluralistic and competitive rural financial market should be established,and the rural financial agency system should be reconstructed.It is in urgent need to perfect the new rural financial system with the co-existing institutions of commercial finance,policy finance,cooperative finance and informal finance,the sustainable mechanism to stop rural capitals flow into other areas should be contucted,the scatteration and devolution of mechanism for financial risk and the rural financial ecological environment should be perfected,so as to raise efficiency of rural financial resources allocation and form the financial cohesion in the construction of new socialist countryside in Xinjiang.