关于完善林业贴息贷款政策的探讨

完善林业贴息贷款政策是大力发展林业生产力的必然要求，也是兴林富民改善民生的根本要求。目前，由于种种原因，林业贴息贷款政策在实施过程中尚存在贷款难、期限短、利率高等诸多问题。建议采取相应措施进一步完善林业贴息贷款相关政策，建立起由政府推动、政策性银行主导、商业银行积极参与、社会资本广泛投入的有利于改善生态，改善民生，推动生态文明建设的林业信贷投入机制，激发金融资本、社会资本和广大林业生产经营者投入现代林业建设的活力，释放林地的巨大潜力，建设美丽中国。

The discussion on the improvement policy of discount loans for forestry

To improve and complete the policy of discount loan for forestry is the inevitable requirement of the rapid development of the forestry productivity, as well as the fundamental demand for making the forestry thrive and foresters＇ rich, improving their livelihood. Nowadays, because of various reasons, there are many problems during the procedures of enforcing the policy of discount loans for forestry, such as the difficulty in obtaining the loan, short term and high interest rate. It is advocated that the corresponding measures should be taken to perfect the policy of discount loans for forestry, establishing the mechanism of credit input to forestry which is promoted by the government, led by the policy-related bank, participated by the commercial bank and invested widely by the social capital. This mechanism can benefit the improvement of ecology and livelihood, thus propel the construction of ecological civilization, stimulate the vitality of financial capital and social capital, encourage the forestry producers and managers＇ participating in modern forestry, release the great potential of forest land, and build beautiful China.