| 牦牛雪灾天气指数保险支付意愿研究
——以青海省玉树州为例 |
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| 引用本文： | 杨婷婷,陈说,牟青洋,刘晓燕,刘苇航,叶涛.牦牛雪灾天气指数保险支付意愿研究
——以青海省玉树州为例[J].农业现代化研究,2021,42(4):745-754. |
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| 作者姓名： | 杨婷婷 陈说 牟青洋 刘晓燕 刘苇航 叶涛 |
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| 作者单位： | 北京师范大学地理科学学部/灾害风险科学研究院,北京 100875 |
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| 基金项目： | “第二次青藏高原综合科学考察研究”项目（2019QZKK0906）；北京师范大学综合灾害风险管理创新引智基地2.0（B08008） |
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| 摘 要： | 深入理解农户的农业保险需求、偏好及支付意愿对推动农业保险高质量发展有重要意义。基于条件价值法,利用青海省玉树州5个县市的问卷调查数据,使用双边界二分式模型,估计当地牧民对牦牛雪灾天气指数保险的支付意愿,探讨支付意愿的影响因素。结果表明,当地牧民对该指数保险的平均支付意愿为每头牛17.26元。以年龄和家庭规模等家户特征表征的风险偏好对支付意愿有显著影响,家庭纯收入越高,对指数保险接受程度越高,认为畜牧业保险越重要和有赔付经历的牧民均拥有更高的支付意愿。当年雪灾损失情况对支付意愿有正向影响,但不显著。保温棚圈保有情况和饲草料储备等风险防范措施与保险之间表现为替代性关系。因此,提出加快推进雪灾天气指数保险试点;加大对指数保险宣传教育;实施差异化补贴水平挂钩差异化保额等建议。
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| 关 键 词： | 牦牛 雪灾天气指数保险 支付意愿 条件价值法 双边界二分式 中西部农牧民 |
| 收稿时间： | 2020/9/28 0:00:00 |
| 修稿时间： | 2021/3/8 0:00:00 |
Willingness-to-pay for yak snow disaster weather index insurance: A case study of Yushu Tibetan Autonomous Prefecture, Qinghai Province |
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| YANG Ting-ting,CHEN Shuo,MU Qing-yang,LIU Xiao-yan,LIU Wei-hang,YEe Tao and YE Tao.Willingness-to-pay for yak snow disaster weather index insurance: A case study of Yushu Tibetan Autonomous Prefecture, Qinghai Province[J].Research of Agricultural Modernization,2021,42(4):745-754. |
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| Authors: | YANG Ting-ting CHEN Shuo MU Qing-yang LIU Xiao-yan LIU Wei-hang YEe Tao and YE Tao |
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| Institution: | Academy of Disaster Risk Science, Faculty of Geographical Science, Beijing Normal University,Academy of Disaster Risk Science, Faculty of Geographical Science, Beijing Normal University,Academy of Disaster Risk Science, Faculty of Geographical Science, Beijing Normal University,Academy of Disaster Risk Science, Faculty of Geographical Science, Beijing Normal University,Academy of Disaster Risk Science, Faculty of Geographical Science, Beijing Normal University,Academy of Disaster and Emergency Management, Faculty of Geographical Science, Beijing Normal University,Academy of Disaster and Emergency Management, Faculty of Geographical Science, Beijing Normal University |
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| Abstract: | |
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| Keywords: | yak snow disaster weather index insurance willingness-to-pay contingent valuation method double-bounded-dichotomous-choice farmers in central and western China |
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