福建省农村普惠金融服务体系研究

分析福建省农村普惠金融服务体系的现状,研究发现福建省普惠金融建设中存在金融机构服务体系不完善、服务类型单一,小额贷款业务品种较为单一,政策法规体系不完善等问题;提出建立健全多元化的服务体系,推进电子化进程,增加其补贴资金、财政资金及税收政策优惠等建议.

Studies on rural inclusive financial service system in Fujian Province

In this paper, status of rural inclusive financial service system in Fujian Province was analyzed.It was found that when developing rural inclusive finance in Fujian Province there were some problems including singularity of financial institution service system and small-size loan business and imperfection of policy and regulation system.Some suggestions were also proposed including development of diversified service system, pushing ahead the process of financial electronization, increasing subsidy fund and preferential tax policies.