| 美国牧草保险的发展与经验借鉴 |
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| 引用本文： | 李丹,王馨瑶,马丽. 美国牧草保险的发展与经验借鉴[J]. 世界林业研究, 2022, 35(1): 118-123. DOI: 10.13348/j.cnki.sjlyyj.2021.0109.y |
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| 作者姓名： | 李丹 王馨瑶 马丽 |
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| 作者单位： | 东北农业大学经济管理学院,哈尔滨150030;哈尔滨商业大学财政与公共管理学院,哈尔滨150028 |
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| 基金项目： | 国家社会科学基金一般项目“农地经营权抵押贷款保证保险实证分析与政策选择研究”（17BJY207）; |
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| 摘 要： | 我国将生态文明建设纳入五位一体总体布局,草原成为生态文明建设的主战场之一.目前我国草原主要面临火灾、旱灾、鼠虫害等风险,开展草原保险可以弥补上述风险造成的损失.文中介绍世界上较为完备的美国牧草保险业发展,尤其是降雨指数保险的基本情况、运作模式及主要内容;在此基础上,对我国草原保险机制的构建提出了引入草原降雨指数保险...
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| 关 键 词： | 草原保险 牧草保险体系 降雨指数保险 草原风险 美国 |
| 收稿时间： | 2021-03-03 |
Development and Experience of Pasture,Rangeland and Forage Insurance in the USA |
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| Affiliation: | 1.School of Economics and Management, Northeast Agricultural University, Harbin 150030, China2.School of Finance and Public Administration, Harbin University of Commerce, Harbin 150028, China |
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| Abstract: | The grassland has become one of the parts of the eco-civilization, as China incorporates eco-civilization development into the five-sphere integration plan. At present, the grasslands in China are mainly facing risks such as fires, droughts, rodents and pests, and the loss caused by the risks can be compensated by offering relatively agricultural insurances. The paper introduces the development of US pasture, rangeland, and forage insurance, which is relatively sound in the world, especially the basic situation, the operation mode and main content of rainfall index insurance. In view of the analysis above, this paper puts forward 4 suggestions about the development of China’s grassland insurance mechanism, including the introduction of grassland rainfall index insurance, the establishment of a catastrophe risk dispersion mechanism, the improvement of weather monitoring network, and the differentiation of local financial subsidies for insurance premium. |
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