| 资产证券化的发展及对我国的启发 |
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| 引用本文： | 吴佩,姚亚伟. 资产证券化的发展及对我国的启发[J]. 安徽农业科学, 2007, 35(17): 5275-5277 |
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| 作者姓名： | 吴佩 姚亚伟 |
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| 作者单位： | 1. 上海杉达学院,上海,201209
2. 上海交通大学,上海,200030 |
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| 摘 要： | 资产证券化是20世纪70年代以来金融创新的产物,我国目前的资产证券化程度偏低,原因在于资本市场与实体经济发展的不协调。在我国实施资产证券化,对于优化参与主体利益、提高金融市场效率、丰富投资品种等都起着积极作用;我国已基本具备实施资产证券化的基础,但在相关法律法规完善、中介机构服务质量、资产证券化资产选择、投资者素质教育方面有待提高。
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| 关 键 词： | 资产证券化 住房抵押贷款 |
| 文章编号： | 0517-6611（2007）17-05275-03 |
| 修稿时间： | 2007-03-15 |
Development of Asset Securilization and its Enlightenment to China |
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| WU Pei et al. Development of Asset Securilization and its Enlightenment to China[J]. Journal of Anhui Agricultural Sciences, 2007, 35(17): 5275-5277 |
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| Authors: | WU Pei et al |
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| Affiliation: | Sanda University Shanghai City, Shanghai 201209 |
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| Abstract: | Asset securilization was the product of finance innovation since 1970's.Asset securilization degree was low in China,which was caused by the uneven development between capital market and entity economics.Asset securilization in China would play an important role in optimizing benefits among parties,improving efficiency of financial market and enriching investment product.China had the pasis to enforce asset securilization.But its related laws,agency service quality,asset choices and the education of investor needed to be improved. |
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| Keywords: | Asset securilization Housing mortgage loan |
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