Assessment of insurance coverage and claims in rainfall related risks in processing tomato in Western Spain |
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| Affiliation: | 1. Research Centre for the Management of Agricultural and Environmental Risks (CEIGRAM), Technical University of Madrid (UPM), Spain;2. Agricultural Systems Group, Dpto. Producción Vegetal: Fitotecnia, E.T.S. Ingenieros Agrónomos, Universidad Politécnica de Madrid, Avda. Complutense s/n, 28040 Madrid, Spain;3. Statistical Support Service, Consejo Superior de Investigaciones Científicas (CSIC), Spain;1. Department of Plant Ecophysiology, Faculty of Agriculture, University of Tabriz, Tabriz, Iran;2. Department of Agronomy and Plant Breeding, Faculty of Agricultural Science and Engineering, University of Tehran, Karaj, Iran;3. Department of Agronomy and Plant Breeding, College of Agriculture, University of Zanjan, Zanjan, Iran;1. North Carolina State University, Raleigh, NC, USA;2. Montpellier SupAgro, Montpellier, France;1. Cytogenetics & Plant Breeding Section, Plant Biotechnology Research Unit, Department of Botany, University of Kalyani, India;2. Department of Molecular Biology & Biotechnology, University of Kalyani, India;1. Faculty of Advanced Sciences and Technologies, University of Isfahan, Isfahan, Iran;2. Nuclear Engineering Department, Shiraz University, Shiraz, Iran;1. Department of Oral and Maxillofacial Surgery, The First Affiliated Hospital of Xinjiang Medical University, No.137 South Li YU-shan Road, New City District 830054 Urumqi, Xinjiang, PR China;2. Stomatological Research Institute of Xinjiang Uyghur Autonomous Region, Urumqi, Xinjiang 830054, PR China;1. Sakarya Üniversitesi, Fen-Edebiyat Fakültesi, Fizik Bölümü, 54187 Adapazarı, Turkey;2. Sakarya Üniversitesi, Biyomedikal, Manyetik ve Yarıiletken Malzemeler Araştırma Merkezi (BIMAYAM), 54187 Sakarya, Turkey;3. School of Physics, University of Exeter, Stocker Road, Exeter EX4 4QL, UK |
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| Abstract: | An extension of guarantees related to rainfall-related risks in the insurance of processing tomato crops has been accompanied with a large increase in claims in Western Spain, suggesting that damages may have been underestimated in previous years. A database was built by linking agricultural insurance records, meteorological data from local weather stations, and topographic data. The risk of rainfall-related damages in processing tomato in the Extremenian Guadiana river basin (W Spain) was studied using a logistic model. Risks during the growth of the crop and at harvesting were modelled separately. First, the risk related to rainfall was modelled as a function of meteorological, terrain and management variables. The resulting models were used to identify the variables responsible for rainfall-related damages, with a view to assess the potential impact of extending insurance coverage, and to develop an index to express the suitability of the cropping system for insurance. The analyses reveal that damages at different stages of crop development correspond to different hazards. The geographic dependence of the risk influences the scale at which the model might have validity, which together with the year dependency, the possibility of implementing index based insurances is questioned. |
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| Keywords: | Processing tomato Risk Rainfall Crop insurance Index insurance Extremadura Spain |
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