河南民间融资的发展及政策建议

近年来，河南民间融资的规模不断扩大，融资范围迅速拓展，在促进河南经济社会发展中起到了巨大作用。目前，河南的民间融资已由家庭式的民间融资向逐利性融资转变。政府及相关部门应加强对民间融资的监督与管理，强化社会信用，建立多层次的中小企业融资渠道和服务担保体系。

The development of non - governmental financing in Henan and suggestions for its policy

In recent years, the non-governmental financing in He Nan has played a tremendous role in promoting the economic and social development of He Nan, the scale and the scope of which have been expanding unceasingly and rapidly. At present, the form of the non-governmental financing in He Nan has transformed from family-style to profit-driven. The government and the relevant departments should strengthen its supervision and management on the non- governmental financing, and intensify its social credit, establish multi-level financing channels such as the small and medium-sized enterprises and perfect the financing service and assurance system.