金融风险管理的新阶段——全面风险管理

金融风险管理是一项复杂并且技术性很强的工作。为了有效地管理各种金融风险，人们必须借助各种专门的管理工具，运用各种专门的管理策略。全面风险管理是一个将企业风险管理融入到企业战略、组织结构、业务流程等各个环节的过程，它需要全员的参与。为了让全员参与到全面风险管理中去，除了通过制度、绩效考核等手段外，更重要的是应该在商业银行内部形成全面风险管理的企业文化和意识。

Financial risk management in the new stage -- comprehensive risk management

Financial risk management is a complex and highly technical work. In order to effectively manage various financial risks, people must use a variety of specialized management tool, and various management strategies. Comprehensive risk management emerged in such a special financial environment. Risk management is a comprehensive enterprise risk managing measure that melts management into corporate strategy, organizational structure, business processes, and various other aspects. It needs everyone＇s participation. Commercial banks should form a comprehensive internal risk management of corporate culture and consciousness.