中国农村信用社小额贷款业务发展现状及问题研究

随着我国经济的快速发展,贫困问题也日益凸显。近年来,国家加大扶贫力度,大力推进小额信贷在农村的发展。农村信用社作为正规金融推进小额信贷发展的主力军,在推进小额信贷业务过程中取得了一定的成效,但也面临了一系列的问题。文章阐述农村信用社小额信贷业务的发展现状,深入剖析其在发展过程中面临的问题,并提出相应的对策建议。

Present situation and problems of small loans of rural credit cooperatives development

With the rapid development of china＇s economy, the problem of poverty become more and more serious. Recently, our government has increased anti-poverty efforts and promoted the development of micro-credit in rural areas. As the main force to promote the development of micro-credit, rural credit cooperatives have achieved some success and also face a series of problems. This paper introduces the present development situation and shortages of rural credit coop- eratives＇ small-amount credit loans and puts forward recommendations and suggestions.