我国政策性渔业保险浅析

渔业相对其它产业风险大、赔付率高,以盈利为目的商业保险公司不愿涉足渔业保险市场,从而导致我国渔业保险市场的萎缩。而政策性渔业保险具有非盈利性,以渔民利益为中心,在国家的支持下能为渔民的生产和经营提供良好的风险保障,成为化解渔业保险现存问题的有效措施。目前阶段,尽快构建符合我国国情、渔情的政策性渔业保险制度是化解现存问题的最佳选择。

A brief analysis of policy fishery insurance in China

Commercial insurance companies that took profit as their goals would not like entering fishery insurance market because of fishery's high risk and high loss ratio contrast with other industries,so fishery insurance market in our country became more and more small.However,the center of the policy fishery insurance was the profit of fisherman but not business profit,with the support of the governments,it could protect fisherman's production and management from risk,it was an effective way to resolve the probl...