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把握农户借贷特征完善农村金融体系
引用本文:汪丽媛,冯庆水.把握农户借贷特征完善农村金融体系[J].安徽农学通报,2010,16(13):15-16,22.
作者姓名:汪丽媛  冯庆水
作者单位:安徽农业大学,安徽合肥,230036;安徽农业大学,安徽合肥,230036
摘    要:在农村中,生产和生活的基本单位都是农户,同样,农户也是农村金融市场的借贷关系的最基本单位。农户是我们研究农村金融问题的逻辑起点。深刻把握农户的借贷行为特征,是研究农村金融的基础。该文基于安徽省部分代表乡镇农户的调查问卷,分析农户的借贷行为特征,针对这些特征提出完善农村金融体系的建议。

关 键 词:农户  借贷行为  农村金融

Grasping the Characteristics of Household Credit Loans to Improve Rural Financial System
Institution:Jiang Liyuan et al.(Anhui Agricultural University,Hefei 230036,China)
Abstract:In the rural,the basic unit of production and life are all households,as the same,the households are also the basic unit of lending relationships of rural financial markets.The household is our logical origin when we study the rural finance. Grasping the characteristics of household lending practices profoundly,is the foundation of studing rural finance. Based on the questionnaire surveys about rural farmers in some tipical part of Anhui Province,analyse the household borrowing behavior characteristics,then made some recommendation to improve the rural financial system.
Keywords:Household  Borrowing behavior  Rural finance
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