制约我国政策性农业保险发展的因素及对策

建立政策性农业保险制度对于确保农业经济的持续增长和农民收入的稳定增加具有重大的现实意义。由于我国农业保险制度的发展受到多种因素的制约，导致保险深度和保险密度尚处于较低水平。我们要借鉴发达国家的成功经验，结合中国的实际，探索政策性农业保险的发展对策。

The Factors and Countermeasure of Restricting the Development of Policy Agricultural Insurance in Our Country

It has great realistic meanings to set up the system of the policy agricultural insurance for guaranteeing the lasting growth of agricultural economy and steady increase of peasants'' income. However, as the development of the system of agricultural insurance of our country is restricted by many kinds of factors, the depth and density of insurance is still in relatively low- level. We want to use the successful experience of the developed country for reference, combine the reality of China, explore the development countermeasure of the policy agricultural insurance.