定西市马铃薯中小企业融资问题分析

中小企业为推进定西市马铃薯产业的发展做出了巨大贡献,金融支持不足成为制约马铃薯中小企业进一步发展的“瓶颈”。融资难有中小企业的内部因素,也有外部因素,要解决马铃薯中小企业融资难的问题,必须加强金融监管,规范民间金融,建立能够评价中小企业信用的指标体系,建立贴近马铃薯中小企业的金融服务组织,构建农业中小企业的法人治理结构,扩大抵押担保范围,增强企业受信能力。

Analysis of financial problems of small-and-medium potato enterprise in Dingxi city

Small-and-medium enterprise has contributed significantly to promote the development of the potato industrialization in Dingxi city.The shortage of financial support has become a "bottleneck"restricting the further development of small-and-medium potato enterprise.The reason leading to the financing difficulty includes external and internal factors of smalland-medium enterprise.To solve financial problem,the financial supervision should be enhanced,the non-governmental finance should be slandardized,the index system to appraise the credit of small-and-medium enterprise should be established,financial service organization and juridical person management structure should be developed,the scope of mortgage and assuring should be enlarged,and the credit-accepting ability of these enterprises should be raised.