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基于博弈理论视角下农业保险政策性解读
引用本文:黄正军.基于博弈理论视角下农业保险政策性解读[J].安徽农业科学,2010,38(28):16004-16006.
作者姓名:黄正军
作者单位:重庆文理学院技术师范学院,重庆永川402160
基金项目:重庆文理学院校内重点科研项目
摘    要:农民与保险公司是农业保险市场中的2大行为主体,它们各自的行为特点决定了农业保险必须采取政策性经营。保险费,即保险价格是农民与保险公司动态博弈的核心。然而保险公司的成本预算又是决定双方博弈利益大小最为关键的因素。因此有必要分析保险公司经营农业保险的成本构成,进而形成有效的政策性农业保险制度。

关 键 词:农业保险  政策性  农民  保险公司  价格博弈  制度安排

Interpretation about the Agricultural Insurance Policy Based on Game Theory Perspective
HUANG Zheng-jun.Interpretation about the Agricultural Insurance Policy Based on Game Theory Perspective[J].Journal of Anhui Agricultural Sciences,2010,38(28):16004-16006.
Authors:HUANG Zheng-jun
Institution:HUANG Zheng-jun (Teachers School of Applied Science and Technology, Chongqing University of Arts and Sciences, Chongqing 402160)
Abstract:Farmers and insurance companies are the two large behavioral actors in the agricultural insurance(AI) market.Their respective behavior characteristic decides that AI must take the policy-based operational measure.Premium,that is insurance prices,are the core of dynamic game between farmers and insurance companies.But insurance company's cost budget is also the major factor that decides the interests of both the size of game.So it is necessary to analyze the cost structure of operating agricultural insurance of insurance companies,then effective policy agricultural insurance system can be formed.
Keywords:Agricultural insurance  Policy  Farmers  Insurance company  Price game  Institutional arrangements
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