金融发展对城乡居民收入差距关系的实证研究

我国金融行业的发展迅猛，但同时也暴露了金融迅猛发展带来的“城乡居民收入差距 的不断拉大以及贫富分化更加严重”等弊端。本文利用中国1995 年—2016 年2 的样本数据，建 立VAR 模型进行实证研究。结果表明，金融发展规模的扩大会造成城乡居民收入差距的扩大， 金融效率的不断提高可以逐渐缩小城乡居民收入差距。

An empirical study on the relationship between Financial Development and income Gap between Urban and Rural residents

China's financial industry has developed rapidly, but at the same time, it has also exposed the shortcomings of the rapid development of finance, which has caused the“increasing income gap be? tween urban and rural residents and worsening the gap between rich and poor”. This paper summarizes and analyzes the data for the past 20 years, establishes VAR model to conduct empirical research. The analysis shows that the expansion of the financial development scale will result in an increase in income disparity between urban and rural residents. Continuous improvement in financial efficiency can gradu? ally narrow the income gap between urban and rural residents.