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我国中小企业信用担保制度的战略选择
引用本文:郭人菡,康莉莹,郑智武. 我国中小企业信用担保制度的战略选择[J]. 湖南农机, 2007, 0(11): 108-109
作者姓名:郭人菡  康莉莹  郑智武
作者单位:1. 浙江省中小企业局
2. 浙江财经学院
3. 浙江艺术职业学院,浙江,杭州,310012
基金项目:浙江省社科规划基金资助项目(06CGZF23YBX)阶段性成果
摘    要:本文旨在从制度层面考察我国中小企业信用担保业发展现状及存在问题,在此基础上从实证角度寻求完善中小企业信用担保制度的创新设计,提出完善中小企业信用担保体系基本框架、确定适当的担保比例和担保规模、建立健全风险防范机制、建立担保机构多层次风险补偿机制、出台相关地方性法规规章等建设性意见.

关 键 词:中小企业  信用担保  制度创新
文章编号:1007-8320(2007)11-0108-02
修稿时间:2007-09-24

The Strategic Choices about SMEs'''' Credit Guarantee System in China
GUO Renhan,KANG Liying,ZHENG Zhiwu. The Strategic Choices about SMEs'''' Credit Guarantee System in China[J]. Hunnan Agricultural Machinery, 2007, 0(11): 108-109
Authors:GUO Renhan  KANG Liying  ZHENG Zhiwu
Abstract:This paper aims at the system level to study China's SME Credit Guarantee Industry Development Status and Problems, based on this evidence from the perspective of SME credit guarantee for improving the system's innovative design, by improving the credit guarantee system for SMEs basic framework to determine appropriate security guarantees scale and proportion, establish and improve risk prevention mechanisms, the establishment of a multi-level security agencies risk compensation mechanisms and introduce relevant local laws and regulations, and other constructive comments.
Keywords:Smes  Credit Guarantee  System Innovation
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