利率市场化背景下农商行存款利息与利税研究

农村商业银行简称农商银行，是根据国内实际发展情况所建设的一个农村金融组织机构，其 发展与农村经济有直接联系，对农村经济的发展起到关键性作用。但是，在当前社会经济快速发展的 时代背景下，利息利税也有相对应的调整，这就使得各大银行财务管理有所改变，为了及时避免财务 管理中出现的问题，紧跟着市场发展的步伐，农商银行的利息利税改变应根据实际情况，制定有效的 应对措施，明确发展方向。结合A 农商银行为出发点，分析利息利税在日常财务管理中如何开展工作 进行分析，并制定相对应的措施。

Research on Rural Commercial Bank Deposit Interest and Profit Tax under the Background of Interest Rate Marketization

The Rural Commercial Bank, referred to as the Rural Commercial Bank, is a rural financial orga? nization established according to the actual development of the country. Its development is directly related to the rural economy and plays a key role in the development of the rural economy. However, in the current era of rapid social and economic development, interest and tax have also been adjusted accordingly.