金融体制改革对河南经济发展的影响及对策

国家金融体制改革在促进河南经济结构调整和发展的同时,使得信贷资金进一步向大中城市和经济较发达地区聚集,造成河南县域金融机构贷款快速紧缩,经济增长速度与贷款增长速度不相适应,贷款增幅逐年减弱。推进经济转型,发展地方金融机构,建立高效运转的金融支持体系,鼓励金融创新,拓展金融服务领域,加强金融环境建设,促进金融业健康发展,积极发展和利用资本市场,提高直接融资比例是关键。

The impact and countermeasures of banking system reform on the economic development of Henan

With the marketablization of our country's banking system reform,bank credit supports the adjustment of our province's industrial structure.However,because more and more credit funds are gathering in big citys and economic developed areas,the loans of county organization shrink quickly,the increasing speed of economy isn't suited to the increasing speed of loan,meanwhile,the increase range of loan is weakened year by year.So we shoud promote economy transformstion,develop regional banking organization,establish efficient banking system,encourage banking creation,expand financial areas,strengthen banking ecolgical environment,promote the development of financial industry,develop and make use of capital market to increase the rate of direct banking investment.