| 对我国商业银行金融创新的思考 |
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| 引用本文： | 马井静.对我国商业银行金融创新的思考[J].安徽农业大学学报,2004(3):29-31. |
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| 作者姓名： | 马井静 |
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| 作者单位： | 安徽建筑工业学院管理工程系 |
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| 摘 要： | 本文通过对我国商业银行金融创新的必要性、现状与特点的分析，从商业银行和监管当局两个层而提出了在我国己加入WTO的背景下推进金融创新的政策建议，即商业银行应从产品、技术、组织与管理等方而进行创新，同时监管当局也要完善监管，为微观金融创新提供制度环境。
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| 关 键 词： | 金融创新 竞争 金融监管 |
Considerations about Financial Innovation of Commercial Banks in China |
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| MA Jing - jing.Considerations about Financial Innovation of Commercial Banks in China[J].Journal of Anhui Agricultural University,2004(3):29-31. |
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| Authors: | MA Jing - jing |
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| Institution: | Department of Management Engineering, Anhui College of Architecture and Industry |
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| Abstract: | This paper analyzes the necessity, present state and feature of commercial hanks of China, then puts forward some policy suggestions to promote financial innovation from two aspects under the background of China''s entry into WTO. Commercial banks should improve product, technology, organization and management innovation, at the same time , the financial supervisor should improve supervision in order to create the suitable institutional conditions for micro financial institutions. |
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| Keywords: | financial innovation competition financial supervision |
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