| 国家助学贷款的困境与出路 |
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| 引用本文： | 钟俐玲,张锡强,陈玉姬,林月娥. 国家助学贷款的困境与出路[J]. 华南热带农业大学学报, 2007, 13(3): 52-54,63 |
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| 作者姓名： | 钟俐玲 张锡强 陈玉姬 林月娥 |
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| 作者单位： | 中国人民银行儋州市支行,海南儋州,571700;中国人民银行儋州市支行,海南儋州,571700;中国人民银行儋州市支行,海南儋州,571700;中国人民银行儋州市支行,海南儋州,571700 |
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| 摘 要： | 从如何化解银行风险,激发银行放贷热情的角度,对国家助学贷款走出困境的路径和方法进行探讨,提出学校"减"、财政"保"以及校-银"合作"的观点和思路。
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| 关 键 词： | 国家助学贷款 困境 出路 贷款风险 |
Predicament and Outlet of National Education Aid Loan |
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| Zhong Liling,Zhang Xiqiang,Chen Yuji,Lin Yuee. Predicament and Outlet of National Education Aid Loan[J]. Journal of South China University of Tropical Agriculture, 2007, 13(3): 52-54,63 |
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| Authors: | Zhong Liling Zhang Xiqiang Chen Yuji Lin Yuee |
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| Abstract: | The national educational aid loan policy is the most important policy of the government to sponsor economically disadvantaged students in college,but there are some problems in the implementation of this policy. This paper tries to explore the approaches and outlets to these problems from the perspectives of reducing the risks banks have to confront and stimulating banks' enthusiasm in providing loans,suggesting that colleges should reduce students' economic pressure,national finance should provide guarantee for banks and colleges and banks should cooperate. |
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| Keywords: | national educational aid loan predicament outlet risk of loan |
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