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浅析中国的非正规金融
引用本文:刘杨,宋瑞敏.浅析中国的非正规金融[J].安徽农业科学,2007,35(31):10170-10171.
作者姓名:刘杨  宋瑞敏
作者单位:桂林电子科技大学管理学院,广西桂林,541004
摘    要:首先分析非正规金融赖以生存的社会基础,并单独分析了非正规金融在中国发展的特殊原因和必要性,然后对非正规金融进行利弊分析,指出其优势和缺陷。在此基础上,提出了中国非正规金融发展需要政府的规范和引导,表明非正规金融发挥了不可替代的作用,应给予合法地位,并为非正规金融创造良好的金融生态环境。

关 键 词:非正规金融  信息不对称  监管  规范
文章编号:0517-6611(2007)31-10170-02
修稿时间:2007-06-08

Preliminary Analysis on Chinese Informal Finance
LIU Yang et al.Preliminary Analysis on Chinese Informal Finance[J].Journal of Anhui Agricultural Sciences,2007,35(31):10170-10171.
Authors:LIU Yang
Institution:College of Management, Guilin University of Electronic Technology, Guilin, Guangxi 541004
Abstract:At first,the social foundation of the informal finance living on was analyzed,and the special reason and necessity of developing informal finance in China was singly analyzed.And then the informal finance was conducted for advantages and disadvantages analysis,of which the advantages and weaknesses were pointed out.On the foundation,it was put forward that the development of informal finance in China needed the specification and guidance of government;as the informal finance played irreplaceable role,its legal status should be given and a good financial eco-environment should be created for it.
Keywords:Informal finance  Information asymmetry  Supervision  Criterion
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