互联网环境下消费信贷行为研究

将《论语》“父为子隐，子为父隐”的“隐”理解为“檃栝”之檃，解释为纠正，既没有文字的根据，也不符合早期儒家思想的实际，是不能成立的。破解“父子互隐”章的关键是在“直在其中”一句的“直”字，而不是“隐”字。上博简《内礼》“隐而任之，如从己起”有助于理解在父母不接受谏诤时，儒家化解道义与亲情矛盾的态度。儒家鼓励子女替父母承担过错，但并不主张将其公之于众，使父母蒙羞受辱。研究儒家思想，不可将自己的观念强加古人。

Consumer Credit Behavior under Internet Environment

This paper used structural equation modeling method to analyze empirically the role of the path relationship among the perceived ease of use, perceived usefulness, perceived risk, credit card effect ,attitude of using credit card and usage intention under the Internet environment.Then, we established the concept of consumer credit behavior influence factor model.The research has shown that, in addition to the negative relationship between the perceived risk and usage intention, among the remaining four factors and usage intention, there is a positive correlation between each ather, and the attitude of willingness has the greatest impact.