| Behaviour Risk of Applicant Measurement |
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| 引用本文： | LI Qian-chuan,REN Hong,WANG Bin. Behaviour Risk of Applicant Measurement[J]. 保鲜与加工, 2006, 0(2): 148-150 |
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| 作者姓名： | LI Qian-chuan REN Hong WANG Bin |
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| 作者单位： | 1. College of Construction Administration and Real Estate, Chongqing University, Chongqing 400030, China; 2. Chongqing Bureau of China Insurance Regulatory Commission, Chongqing 40015, China |
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| 摘 要： | When deeisioner makes a decision rationally and legally, the other of the game will face behaviour risk. It is different from moral risk. When an applicant buy the insurance, he will reduce investment of prevention and become more risky. So insurer faces behaviour risk. By the analyse of behaviour risk, insurer can manage risk better and adjust the premium rate.
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| 关 键 词： | behaviour risk insurance measurement |
| 收稿时间： | 2005-10-09 |
| 修稿时间： | 2005-10-09 |
Behaviour Risk of Applicant Measurement |
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| LI Qian-chuan,REN Hong,WANG Bin. Behaviour Risk of Applicant Measurement[J]. Storage & Process, 2006, 0(2): 148-150 |
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| Authors: | LI Qian-chuan REN Hong WANG Bin |
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| Affiliation: | 1. College of Construction Administration and Real Estate, Chongqing University, Chongqing 400030, China; 2. Chongqing Bureau of China Insurance Regulatory Commission, Chongqing 40015, China |
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| Abstract: | When deeisioner makes a decision rationally and legally, the other of the game will face behaviour risk. It is different from moral risk. When an applicant buy the insurance, he will reduce investment of prevention and become more risky. So insurer faces behaviour risk. By the analyse of behaviour risk, insurer can manage risk better and adjust the premium rate. |
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| Keywords: | behaviour risk insurance measurement |
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