农民社会养老保险城乡一元化体制问题的研究

本文认为现代化、城市化发展使我国农民依靠土地保障和家庭保障的养老方式受到挑战，根据中国目前经济发展态势与财力，可以有计划、有步骤、渐进式地建立起逐步覆盖全体农民的、具有国家出资参与的、适应城乡流动的农民社会养老保险制度。这是我国工业化、城市化发展的使然；有利于降低社会管理成本；有助于缓解当前财政的压力。目前，农民社会养老保险范围只能覆盖农村20-30岁的未婚青年男女农民，提出国家有两种出资方式参与农民社会养老保险。

Problem of Single System about Society Insurance Provided for Aged Farmers

Modernization,civilization development made the way provided for the aged that is based on ground and family guarentee challenged.According to the recent economic development trend and financial power,we can generally establish the society insurance system provided for aged farmers which covers the whole farmers,which our country invests in,which adapts to the flow between cities and towns.This is the result from the development of industrizlization and civilization in China.And it can reduce the society administrative cost and ease the recent financial pressure.Recently,the scope of the society insurance and guarantee system provided for aged farmers only covers unmarried young men and women among 20 years old and 30 years old.There are two kinds of investment that participates in the society insurance provided for the aged farmers.