合作保险组织与中国农村保险制度创新

中国农村保险制度创新已迫在眉睫,此课题的进行是一项系统工程,需要对中国农村做全方位的深入研究。但其核心是农村社会保险模式的改革问题,需要构建一种全新的农村社会保险模式,即合作保险组织。论述了农村社会保险制度创新的主要内容,并对合作保险组织的建立、优点及自身运作进行阐释。合作保险组织是对农村社会保险中的各类险种普遍适用的新模式,改善了研究农村保险的单一化、局限化、理论化的现状,从而达到提高农民生存质量的目的。

Cooperation with the Chinese Insurance Rural Insurance System Innovation

China''s rural insurance system innovation has been the case, this issue is the conduct of a systems engineering, China''s rural areas need to do in-depth studies in all directions. But I think the core of rural social insurance model of reform, need to build a new rural social insurance model, the cooperative insurance organizations. The author discussed the rural social insurance system as a major innovation, as well as cooperation in the establishment of insurance organizations, advantages and explain their operation. Cooperative insurance organizations on rural social insurance of various types of universal application of the new model, improve the study of a single rural insurance, limited, the theory of the status quo, farmers so as to improve the quality of life purpose.