我国银行存款保险制度的路径选择研究

明确存款保险制度应当作为我国金融安全的重要组成部分。基于风险定价的存款保险费应当由政府和银行共同承担。政府提供的隐性存款保险随着存款保险制度完善逐步减少，为银行积累资本赢得时间。银行应当通过充实资本，降低存款保险费，为实施明确存款保险创造条件。我国最终应当建立信息透明、市场机制主导、政府严格监管、风险处置及时的明确存款保险制度。     

水产类上市公司经营绩效评价及影响因素分析——基于DEA-Tobit模型

2012年以来水产类上市公司经营面临困局.该研究根据11家水产类上市公司2012～2014年的面板数据,首先运用DEA模型进行生产效率的评价,研究发现水产类上市公司的技术效率、纯技术效率和规模效率3年平均值都较高,但2014年整体绩效有走低的趋势;然后运用Tobit模型,分析经营绩效的影响因素,发现公司总资产周转率和高等教育人员比例与技术效率正相关,而研发人员比例与技术效率不相关.最后,从资产整合、加强营销、重视人才和发展休闲渔业等方面提出了提高水产类上市公司经营绩效的对策建议.     

营运资本与公司综合治理对公司价值影响研究

拓展Faulkender 和Wang(2006)模型，引入公司综合治理水平变量，分析了公司综合治理水平和营运资本对公司价值的影响.运用我国A股市场2008~2013年数据进行实证，证实公司综合治理水平与营运资本对企业价值影响显著；边际营运资本价值小于边际现金价值，企业在现有营运资本水平下增加营运资本投资，将降低企业超额收益率，减少企业投资价值；商业性企业比工业性企业、高治理效率企业比低治理效率企业、受融资约束企业比不受融资约束企业具有更高的边际营运资本价值.     

Research on Financing Plan for International Cooperative Project in Housing Industrialization

Housing industry is a prop industry with great potential, but it is restricted by shortage of funds. So it is necessary to probe the financing system of housing industrialization in China. This paper puts forward a financing plan for the international cooperative project in industrialized housing in Chongqing. Furthermore, it investigates the concrete financing system of the whole housing industry.     

Research of Stocks Inherent Value and Growth of Listed Company

Appraise the Traditional stocks inherent value models ,and point out their shortcomings.Then a improved stocks inherent value model which emphasize growth of listed Company is set up.The improved model can explain the situation for the times of knowledge economy.Finally, the growth of listed company and is studied a analytic Hierarchy Process model to appraise the growth of listed company is set up.     

Concrete Evidence Reseach to the Aacepting Insurance Ability of China''s Non-life Insurance Companies

Owning to the ability of accepting insurance enough,it is the foundation for insurance companies to operate in a long-term and steady way,a method to develop sustainably,a reflection of an insurance company's comprehensive competition ability and also a premise for an insurance company to realize developing strategy.Accepting insurance ability is very important in the development and strategic planning for an insurance company.The quantitative analysis is used to analyze the ability of accepting insurance of our country's insurance companies,in another word,the factor(analysis),which belongs to the analysis of diverse statistic,is used.Using the method to give a concrete evidence analysis to the ability of accepting insurance of our country's non-life insurance companies,so that the insurance companies can understand very well to the advantages and disadvantages of the ability of accepting insurance to each other,and as well as supplying a strategic reference for the insurance companies themselves to make decisive planning.     

沼气物业服务体系模式分析

本文仔细分析了我国南北方沼气服务案例的具体环境、背景和优缺点。并以此为基础,结合我国沼气建设的现状和特点,通过归纳总结,提出了政府支持下的物业服务模式是今后发展的主要方式的结论,希望能为我国各地沼气事业的永续发展提供借鉴。     

论保险法的最大诚信原则

保险业是我国金融业的重要组成部分,对保险法上最大诚信原则内涵的拓展有利于弥补我国当前保险法律法规的不足,这对我国保险业的快速、健康发展具有重要的现实意义.     

中国上市公司MBO效应分析

采用事件分析法从财富变化效应和公司绩效2个方面对中国上市公司管理层收购(MBO)进行了全样本的分析。通过对我国上市公司累计异常收益、每股收益、净资产收益率、净利润等指标的计量分析,发现上市公司实施MBO以后并未提高公司绩效,股东财富效应亦不显著,从而得出上市公司缓行MBO的结论。     

Public compensation for windstorm damage reduces incentives for risk management investments

Governments of some European countries compensate landowners for windstorm damage to forests. We analyze the impact of such programmes on non-industrial private forest owner decisions to purchase an insurance policy for windstorm coverage and other natural events and/or invest in risk-reducing forest management activities. We develop a theoretical model to predict demand for an insurance policy or risk-reducing forest management activity, and improve upon previous efforts by varying the damage losses proportional to timber stand value. We characterize the comparative static effects on risk management investments of variations in the price of insurance, landowner risk attitude, timber stand value, and presence or absence of public compensation. Then we discuss public policy implications and analyze some alternative approaches. We conclude that providing public financial assistance to non-industrial private forest owners after damage-causing events may reduce their incentive to purchase insurance or invest in protective forest management activities.