我国银行存款保险制度的路径选择研究

明确存款保险制度应当作为我国金融安全的重要组成部分。基于风险定价的存款保险费应当由政府和银行共同承担。政府提供的隐性存款保险随着存款保险制度完善逐步减少，为银行积累资本赢得时间。银行应当通过充实资本，降低存款保险费，为实施明确存款保险创造条件。我国最终应当建立信息透明、市场机制主导、政府严格监管、风险处置及时的明确存款保险制度。     

安徽省农民合作社金融服务需求分析与对策

基于安徽省120家农民合作社金融服务需求的问卷调查,分析了安徽省农民合作社金融产品与服务的需求状况。结果表明,随着农民合作社的迅速发展,金融产品与服务需求强烈,呈现阶段化、多样化特征,供求也表现出显著的不匹配现象,成为制约农民合作社成长壮大的重要现实问题。基于需求分析,提出了强化需求导向、政策引导、财政支持、教育支撑等对策建议。     

金融监管信号传递与金融市场有效运行

金融市场是金融监管当局与金融市场参与者之间动态博弈、合作共生的信息不对称系统。通过把信号博弈和重复博弈思想引入金融监管理论研究，构建以金融市场有效运行为反馈信号的金融监管当局与金融市场参与者之间的监管信号传递模型，分析金融市场治理中有效监管信号的传递机制。结果表明：金融监管力度与金融市场有效运行水平之间存在分离、混同两种均衡关系；在金融监管声誉效应的驱动下，金融监管当局倾向于选择混同均衡策略，而不是分离均衡。因而只有建立通畅的金融监管信号传递及反馈机制，强化并放大金融监管信号显示，增大监管乘数效应，形成良性的监管声誉效应，才能保障金融市场的有效运行。     

中国农村普惠金融发展的差异分析——以中部六省为例

在对普惠金融发展指数测量方法改良的基础上，对中部六省2005~2013年的普惠金融发展水平进行测度。研究发现，2005~2013年的近十年间，中部六省的农村普惠金融发展水平都有所提高，且各省普惠金融发展指数都没有出现0值的情况。从总体上来看，2005~2013年，湖南的农村普惠金融发展水平处于中部六省当中的最高水平，其次是山西、湖北、安徽、江西、河南，但河南在中部六省的普惠金融发展水平增长速度最快。从分析中部六省农村普惠金融发展水平差异的原因看：农村人均收入、农村金融机构服务数量、农村金融基础设施、普惠金融政策、当地信用环境等是造成六省普惠金融发展水平差异的重要原因。     

基于径向基神经网络的非寿险公司财务预警研究

选取我国保险行业中40家非寿险公司2006~2008年的混合非平衡面板数据作为研究样本，采用径向基神经网络模型从偿付能力、盈利能力、成长能力三个角度对非寿险公司财务预警进行研究。实证表明，此模型可以为管理层的财务预警提供更有有效的信息，并且在我国保险业具有样本量小，有效数据少的情况下，有着良好的运用前景。     

Model of Financing Strategy

Considering information asymmetry between inside and outside of the firms,this paper discusses the financing strategy of M&A,and builds a model.According to the model,we can see that the firm with relatively expected low-productivity will choose equity financing for M&A,and the firm with relatively expected high-productivity will choose debt financing for M&A,and the firm with expected medium-productivity will not choose financing from outside.In the case of undeveloped capital market and financing tools in China,the conclusion of the model has some extent significance for helping firms to choose financing strategy for M&A rationally.     

Impacts of Institutional Reforms on Irrigated Agriculture in Pakistan

Poor functioning of theirrigation system in Pakistan has been asource of concern for the last few decades,during which time it has been the subject ofconsiderable external assistance andinternal policy reforms. Consequently, thegovernment of Pakistan introducedinstitutional restructuring in irrigationand drainage subsectors to impartnecessary improvements. Under thesereforms, management at secondary canallevel has recently been handed over to theFarmers Organizations (FOs) of selecteddistributaries in pilot areas. This studywas designed to evaluate a farmer-manageddistributary in southern Punjab. Fieldmeasurements revealed that hydraulicaspects of the irrigation service deliveredby the FO management has been significantlyimproved and as a result highlyproportionate and equitable waterdistribution was observed, particularly atthe tail reaches of the distributary. Dueto effective FO management farmers'interventions to increase the outletdischarge by illegal means has been almosteradicated. As a result of theseimprovements imparted by the FO in systemmanagement, the extent of irrigated area hasincreased on average by 6 to 7%, evenunder severe drought-like conditionsprevailing in the country during recentyears. Further cost recoveries haveincreased by an amount of 14% for summerand 23% for winter growing seasons,respectively, from the irrigated area of thedistributary. Thus experience from Hakra4-R distributary has shown that even underundesirable natural circumstancesIrrigation Management Transfer (IMT) wasquite effective in achieving the keytargets of the institutional reformslaunched at pilot scale in the country.     

Design and Performance Analysis of Low Pressure Irrigation Distribution Systems

Low-pressure pipe distribution systems forsurface irrigation provide both off- andon-farm recognized environmental benefits.However, expected benefits can only beattained when adequacy, dependability andequity of systems are high enough tosupport appropriate conditions for wateruse on the farm. An innovative methodologyfor design and analysis is proposed anddescribed, which includes the generation ofthe demand at the scale of the distributionsystem and, consequently, the generation ofthe flow regimes expected during a givenperiod of time, generally the peak month.These flow regimes are utilized for theoptimization of pipe sizes using theiterative discontinuous method for severalflow regimes. The performance analysis isdeveloped through the system simulationwith several flow regimes, which allow thecomputation of the system adequacy,dependability and equity. An application toone sector of the Sorraia irrigation systemillustrates the usefulness of themethodology proposed.     

Effects of alternative water distribution rules on irrigation system performance: a simulation analysis

Based on a simulation model reflecting physical and economic conditions typically found in rice irrigation systems in Asia, the irrigation performance implications of alternative water distribution rules for dry season irrigation are evaluated under varying degrees of water shortage. The rules examined reflect differing water distribution strategies designed either to maximize conveyance efficiency, economic efficiency, or equity; or to achieve a balance between efficiency and equity objectives. Irrigation performance is evaluated using several efficiency measures reflecting the physical, agronomic and economic productivity of water, and one measure of equity. Economic efficiency and equity among farmers within the portion of the irrigation system that is on in any given season are shown to be complementary, and not competing objectives. Economic efficiency and equity among all farmers within the command area of the irrigation system are largely complementary strategies at the lower levels of water shortage, but with increasing shortage, significant tradeoffs develop between these objectives. An operational rule for water distribution under a goal of maximizing economic efficiency is developed, and the data requirements for its implementation are shown to be modest. Under the model's assumed conditions of dry season rice production dependent solely on surface irrigation for water, the distribution strategy designed to maximize conveyance efficiency results in only modestly lower levels of economic efficiency and equity than could be achieved by the strategy designed to maximize economic efficiency.     

中国农业机械化财政投入分析

针对实现我国2020年国内生产总值比2000年翻两番目标对农业机械化的需求，研究了农业机械化水平与农业机械净值、农业机械化投入之间的关系，以及政府财政投入对农业机械化投入的带动作用；对实现2020年我国农业机械化水平达到65％的目标所需的财政投入进行了测算，分析了财政投入的可行性。