委托-代理关系及银行信贷风险

当前,国有商业银行面临的一个突出问题是信贷激励-约束机制不对称问题,直接体现为约束过度和激励不足,极大地影响了国有商业银行的效率和盈利能力.运用委托-代理关系理论,从信息不对称角度把银行风险分为几大类.分析结果表明：信息不对称是我国商业银行风险的根源,信贷激励-约束机制的完善是当务之急。     

Analysis of stage-investing strategy in equity financing market

Stage-investing strategy is a primary measure to mitigate asymmetric information during equity investment. This paper attempts to investigate the problem faced by equity investors wishing to make optimal investment decision under stage-investing strategy. A serial investment-decision making model will be designed to help investors to take the best choice.     

information Asymmetry Theory and Its Application in the Project Management

This paper introduces the basic content of information asymmetry theory and comments on the theory of information asymmetries.It establishes an information model in project management and analyzes the phenomenon of information asymmetries between owner and contractor in the phase of bidding and fulfilling.It presents some countermeasures of resolving information asymmetries in the project management such as building information network,devising reasonable contract,reinforcing government' s guidance,strengthening the good faith,breeding intermediate agency,building the system of early risk warning and so on.     

管理风险多维度量模型的建立与检验

分析多维风险度量模型中影响风险的因素间的逻辑关系,构建了可管理风险的多维度量模型,然后应用BP神经网络对该模型进行检验。检验结果表明该模型能够对可管理的风险进行度量。