农户分层视野下的可持续发展及金融支持研究——基于可持续生计框架的个案分析

在开放经济条件下，中国农户生计方式的转变促进了农户群体内部的分层。基于农户生计方式，利用可持续农村生计分析方法，区分了三类不同的农户。以湘南莲花村为个案，考量中国农户的异质性融资需求，构建差异化的农村金融服务体系，把握农户内部不同层次的个性金融需求，不利于金融机构提供差异化的金融服务，促进不同农户生计方式可持续发展。

Sustainable Development and Financial Supporting in the Perspective of Rural Household Diversification: A Case Study Using Sustainable Livelihood Approach

The peasants have lived diversity lives since opening-up policy. Three groups have been classified by their different life styles. Taking Lianhuacun as a sample, the different financial requires are researched. Some suggestions are given to promote the sustainable development of rural areas, such as to develop a multiple level financial service system and to satisfy different financial need of peasants.