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新农村建设中农村金融服务体系构建对策
引用本文:刘秀兰,张红程,韩红莲,王双巧.新农村建设中农村金融服务体系构建对策[J].河北农业大学学报(农林教育版),2008,10(1):105-108.
作者姓名:刘秀兰  张红程  韩红莲  王双巧
作者单位:1. 河北金融学院,河北,保定,071000
2. 河北农业大学,河北,保定,071000
3. 河北大学,河北,保定,071000
基金项目:保定市哲学社会科学规划课题
摘    要:我国的新农村建设必需要有金融支持,但目前我国农村金融体系中存在政策性金融支农有限、商业性金融支农的主导地位弱化、信用社支农举步维艰、民间金融缺乏规范引导等问题,在分析了上述问题后指出,实现合作金融、商业性金融、政策性金融和民间金融4大金融“支柱”对新农村建设不同层次资金需要的网络覆盖,是新农村建设的资金支持条件,并在此基础上提出了相关的政策建议。

关 键 词:农村金融体系  新农村建设  网络覆盖
文章编号:1008-6927(2008)01-0105-04
修稿时间:2007年7月9日

The countermeasure to construction of the rural financial service system in new rural construction
LIU Xiu-lan,Zhang Hong-cheng,Han Hong-lian,WANG Shuang-qiao.The countermeasure to construction of the rural financial service system in new rural construction[J].Journal of Agricultural University of Hebei,2008,10(1):105-108.
Authors:LIU Xiu-lan  Zhang Hong-cheng  Han Hong-lian  WANG Shuang-qiao
Institution:LIU Xiu-lan , Zhang Hong-cheng , Han Hong-lian , WANG Shuang-qiao(1. Hebei finance academy, Hebei Baoding 071000; 2. Hebei agricultural university, Hebei Baoding 071000; 3. Hebei university, Hebei Baoding 071000)
Abstract:In China, the construction of new country must be supported by finance. While nowadys there exists a lot of problems in rural financial system, such as the limitation of support from policy finance, the degrading of dominant position of support from commercial finance, the difficult situation of support from credit cooperatives finance, the lack of standard guidance on civil finance and .so on. Based on analyzing these problems, this paper points out that the net coverage of policy finance, commercial finance, credit cooperatives finance and civil finance towards the construction of new country at defferent levels of capital needs is the indespensable condition of construction of new country and finally proposes some related suggestions towards these problems.
Keywords:rural financial system  construction of new country  net coverage
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