借鉴国外和地区农村合作金融模式,发展我国农村合作金融

现阶段,我国农村信用合作社是整个农村金融体系中最重要组成部分之一。新中国成立至今,特别是经过改革开放以来多年的发展,农村信用合作社已成为我国广大农村地区最庞大的金融组织,但其经营模式有待进一步的完善,服务功能尚需加强。所以,借鉴国外农村合作金融的成功模式,对促进我国农村合作金融的发展具有重要的理论和现实意义。

Draw Lessons from Foreign and Regional Rural Cooperative Financial Model and Development of Rural Cooperative Finance in China

At present our country rural credit cooperative is one of the important component of the rural financial system. Since the founding of new China 60 years,especially after years of development since the reform and opening up,China＇s rural credit cooperatives have become the majority of rural area＇s largest financial institutions,but its business model remains to be further improved,still need to strengthen service function. So,draw lessons from foreign rural cooperative financial successful model,which has important theoretical and realistic significance to promote the development of rural cooperative finance in China.