| 农户借贷行为及其影响因素的实证研究——基于对福建省农村地区的调查 |
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| 引用本文： | 郑兴明.农户借贷行为及其影响因素的实证研究——基于对福建省农村地区的调查[J].福建农业大学学报(哲学社会科学版),2011(5):67-70. |
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| 作者姓名： | 郑兴明 |
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| 作者单位： | 福建农林大学经济与管理学院,福建福州350002 |
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| 基金项目： | 福建省教育厅社会科学基金项目（JA09124S） |
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| 摘 要： | 福建省农村信贷资金的供求矛盾问题依然突出。随着农业与农村经济的发展,金融约束现象将越来越明显。针对福建省农村地区金融需求现状,文章深入分析了影响农户借贷需求的各种制约因素,进而就改善农村金融服务、缓解农村金融供求矛盾提出政策建议。
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| 关 键 词： | 农户借贷 影响因素 实证研究 福建省 |
Empirical research on farmers′ lending practices and their constraint factors——Based on a survey in rural areas in Fujian |
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| ZHENG Xing-ming.Empirical research on farmers′ lending practices and their constraint factors——Based on a survey in rural areas in Fujian[J].Journal of Fujian Agricultural University(Social Science Edition),2011(5):67-70. |
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| Authors: | ZHENG Xing-ming |
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| Institution: | ZHENG Xing-ming(College of Economics and Management,Fujian Agriculture and Forestry University,Fuzhou,Fujian 350002,China) |
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| Abstract: | The contradiction between supply and demand in credit funds are still outstanding in Fujian rural areas.With the development of agriculture and rural economy,the phenomenon of financial constraints will become increasingly apparent.According to the status quo of the financial needs in rural areas in Fujian Province,the article analyzes in depth the constraint factors that affect households borrowing,and puts forward recommendations finally to improve rural financial services to ease the contradiction between supply and demand of rural finance. |
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| Keywords: | household lending constraint factor empirical research Fujian Province |
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