农村土地抵押调查

党的十七届三中全会公报指出，要“以新的理念和思路破解农村发展难题”，“大力推进改革创新，加强农村制度建设”。随后在央行、和银监会的统一部署下，在一些省市(自治区)，逐步开始试点农村土地抵押贷款。笔者通过实地调研和收集大量当前农村土地抵押贷款资料的基础，总结了当前我国农村土地抵押发展状况、特点和存在的风险，并有针对性的提出建议。

Rural Land Mortgage Survey

The communique of The Third Session of the seventeenth central committee of the Party points out cracking hard issues of the rural development by new concepts and thinking,greatly promoting the innovation and strengthening the system construction in rural areas.Subsequently,under the unified arrangements of the central bank,and the China Banking Regulatory Commission,pilot projects to introduce rural land mortgages in rural areas are gradually launched in some provinces （autonomous regions）.Through field research and current collections of a large number of materials of rural mortgage loans,author summarizes the current developing state,features and risks of China＇s rural mortgage land,and painstakingly puts forward the suggestions.