| 农村信用社农户小额信用贷款增长分析 |
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| 引用本文： | 刘迎洲,周广路,罗剑朝.农村信用社农户小额信用贷款增长分析[J].安徽农业科学,2010,38(8):4259-4261. |
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| 作者姓名： | 刘迎洲 周广路 罗剑朝 |
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| 作者单位： | 西北农林科技大学,陕西杨凌,712100 |
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| 摘 要： | 依据2001～2007年全国农村信用社农户小额信用贷款的年末余额数据,采用BASS模型对我国农村信用社农户小额信用贷款增长进行了分析。结果表明,村信用社农户小额信用贷款余额和联保贷款余额具有BASS模型的增长机理,可以用BASS模型对这2种贷款的动态增长特征进行分析和预测;2种小额信用贷款已经都处在了增长速度不断下降阶段,农户小额信用贷款增长的速度明显下降;农户小额信用贷款和联保贷款都属于内部影响或者称示范效应主导增长型金融产品。
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| 关 键 词： | 农信社 农户小额信用贷款 BASS模型 增长分析 预测 |
Growth Analysis of Farmer's Small Credit Loans of Rural Credit Cooperatives |
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| LIU Ying-zhou et al.Growth Analysis of Farmer's Small Credit Loans of Rural Credit Cooperatives[J].Journal of Anhui Agricultural Sciences,2010,38(8):4259-4261. |
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| Authors: | LIU Ying-zhou |
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| Institution: | Northwest A&F University;Yangling;Shaanxi 712100 |
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| Abstract: | According to the balance data of farmer's small credit loans of national rural credit cooperatives at the year end from 2001 to 2007,the growth of farmer's small credit loans of rural credit cooperatives in China was analyzed by using BASS model.The results showed that the farmer's small credit loan balance of villages and cooperative loan balance had the increasing mechanism of BASS model.The dynamic growth characteristics of the two kinds of loans could be analyzed and predicted by using BASS model.The tw... |
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| Keywords: | Rural credit cooperatives Farmer's small credit loans BASS model Growth analysis Forecast |
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