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我国农村金融市场现状与改革思考
引用本文:詹明君.我国农村金融市场现状与改革思考[J].农产品加工.学刊,2010(7).
作者姓名:詹明君
作者单位:东北财经大学;
摘    要:分析了我国农村金融市场的现状,指出了存在的市场竞争缺失,市场风险大,金融服务不足,信贷产品与农业生产不符,农村资金外流等问题,并有针对性地提出了放宽市场准入,构建多元化金融机构;完善金融服务功能,增加金融业务产品;建立农村资金回流机制,减少农村资金分流;建立健全农村贷款的抵押担保机制;加大对农村金融机构的扶持力度等解决问题的措施。

关 键 词:农村金融  问题  改革  

Thinking on Situation and Reform for Rural Financial Market
Zhan Mingjun.Thinking on Situation and Reform for Rural Financial Market[J].Nongchanpin Jlagong.Xuekan,2010(7).
Authors:Zhan Mingjun
Institution:Zhan Mingjun (Dongbei University of Finance and Economics,Dalian,Liaoning 116023,China)
Abstract:This paper analyzed the current situation of rural financial market in China.Chinese rural financial market lacks effective competition and financial services,and credit products do not match with the agricultural production and rural capital outflow.Then give some suggestions about building diversified financial institutions,perfecting financial services,increasing financial services products,reducing rural capital outflow,establishing and perfecting mortgage guarantee system,promoting rural financial inst...
Keywords:rural finance  problem  reform  
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