露天蔬菜自然灾害保险分析——基于益阳市蔬菜种植户的深度访谈

益阳市位于洞庭湖区,受水涝、冰雹等自然灾害影响频繁,且往往在出现自然灾害损失后才找原因,对于及时恢复生产几乎没有切实有效的措施。本文在对益阳市各个地区规模较大的蔬菜合作社负责人和蔬菜公司负责人进行访谈的基础上,研究了蔬菜种植户对露天蔬菜自然灾害保险的需求现状和露天蔬菜自然灾害保险中存在的主要问题,根据蔬菜种植户的实际需求,提出了露天蔬菜自然灾害保险发展对策,以期为益阳市蔬菜产业持续发展提供参考。

Analysis of Natural Disaster Insurance for Outdoor Vegetables:Based on In-depth Interview with Vegetable Farmers in Yiyang City

Based on the interviews with the heads of large-scale vegetable cooperatives and the heads of vegetable companies in various areas of Yiyang City, the demand status of vegetable growers for natural disaster insurance for open-air vegetables and the development of natural disaster insurance for open-air vegetables were studied. The main problem encountered. Yiyang City is located in the Dongting Lake area and is affected by natural disasters such as waterlogging and hail. However, the Yiyang municipal government often finds the cause after the loss of natural disasters, and there are almost no effective measures for the timely recovery of production methods. According to the actual needs of vegetable growers, the government should guide insurance companies and vegetable growers to develop a practical open-sea vegetable natural disaster insurance to help vegetable growers reduce losses in the event of natural disasters and actively resume production as soon as possible. "reveal all the details"