农村信用合作社治理模式研究

中国农民对合作金融有着强烈的需求，但目前仍存在法人治理机构不完善、产权监督缺失等问题。应利用股份合作制来解决农村信用社的治理模式问题，通过引入投资股、设置合理的股权结构；建立有效的产权监督机制，强化农村信用社的信息披露，努力把农村信用合作社办成产权明晰、经营有特色的现代金融企业。

anagement Mode of Rural Credit Cooperatives

Cooperative financing, with existing problems involving legal person man-agement and property supervision is highly demanded by farmers in China. It is fea-sible to explore a shareholding system to resolve the management mode issue of rural credit cooperatives in order to introduce investments, formulate the right struc-ture for rational stock and to establish effective monitoring mechanism for property right. Hence, information issuing would be reinforced and a rural credit cooperative would be established to be a modern financial enterprise with transparent property rights.