| 京郊农民资金互助合作组织现状和发展对策 |
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| 引用本文： | 韩媛媛. 京郊农民资金互助合作组织现状和发展对策[J]. 北京农业职业学院学报, 2009, 23(2) |
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| 作者姓名： | 韩媛媛 |
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| 作者单位： | 北京农业职业学院,北京,100093 |
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| 摘 要： | 由于农业生产的特点,农民借贷多表现为周期短、额度小、借贷频率高的特征,这与农村正规金融的借贷规定是相矛盾的,同时农民的生活性借贷也无法从正规金融渠道获得满足.京郊各个村镇都有农业经济合作组织,在这个组织内部自发产生了农民资金互助的功能,有效地解决了分散农户贷款难的问题.京郊农民资金互助合作组织刚刚产生,日常经营管理尚处于摸索、尝试阶段,为了更好发挥其正规金融的补充作用,促其健康发展,必须建立起一系列的运行规范.
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| 关 键 词： | 农业经济合作组织 农民资金互助 民间金融 正规金融 |
The Status and Countermeasures of Peasant Financial Mutual Cooperation in the Suburb of Beijing |
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| Han Yuanyuan. The Status and Countermeasures of Peasant Financial Mutual Cooperation in the Suburb of Beijing[J]. Journal of Beijing Agricultural Vocation College, 2009, 23(2) |
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| Authors: | Han Yuanyuan |
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| Affiliation: | Beijing Agriculture Vocational College;Beijing 100093;China |
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| Abstract: | For the characters of agriculture production,the debit and credit on loan in country shows the phenomenon of short period,small amount and high frequency.Such phenomenon is conflict to the regulation of debit and credit on loan.At the same time,the demand of loan for usual life of peasant isn't needed from the official finance system.Peasant financial mutual cooperation arose from peasant economic cooperation of every village in Beijing suburb,which has solved the difficult problems of peasants'loaning.To m... |
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| Keywords: | the Specialty Cooperative of Peasants Peasant Financial Mutual Cooperation Folk Finance Official Finance |
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