金融业发展趋势研究

金融业其发展趋势可归纳为3个方面:金融投资主体更加多元化,金融机构多样化;金融业更加市场化、信息化、网络化;金融混业经营为未来主导方向;金融业将更加发展壮大,网点迅速扩张。     

我国金融业实施混业经营的途径及其风险分析

20世纪80年代以来,在金融自由化浪潮的冲击之下,金融监管逐步放松,各种金融机构之间业务相互渗透,混业经营将成为21世纪金融业发展的必然趋势.加入WTO之后,为直面国际金融挑战,发展金融控股公司不失为我国金融业从分业经营向混业经营过渡的一个较好方案.     

试析金融企业会计实践教学中存在的问题与对策

随着我国经济的高速发展,我国金融业也在快速发展,日益强大的国内金融企业对从业人员的素质要求越来越高。高职高专金融专业,有必要对金融企业会计教学改革进行探索,通过探索,寻找金融企业会计教学改革中的新问题,并针对存在的问题提出改进对策。     

江苏农机金融租赁可行性分析

正金融租赁是集融资与融物于一体的新型金融产业,是抵押、担保以外的另一种融资渠道。随着农业机械化和农村金融业的发展,金融租赁将越来越广泛地应用于农业机械化领域。1金融租赁的基本概念金融租赁是指出租人购买承租人选定的设备,并将它出租给承租人在一定期限内有偿使用的一种具有融资、融物双重职能的租赁方式。金融租赁以融通资金为直接目的,具有以下基本特征:(1)承租人对租赁物和供货商具有选择的     

吉林省农村金融排斥的地区差异性研究

分析吉林省农村金融排斥的总体现状,指出吉林省农村地区在不同程度上还存在地理、评估等金融排斥现象,这种排斥使部分农户主体排斥在金融之外,严重阻碍了吉林省农村地区金融业的发展.同时,构建吉林省金融排斥的测算模型,测算吉林省38个县(市)农村金融排斥指数,显示吉林省农村金融仍呈现差异性的排斥程度.最后提出破解吉林省金融排斥现象的对策建议.     

县域招商引资 拼的是什么--对星子县招商引资及金融配套情况的调查与思考

全面建设小康生活,离不开县域经济的发展,而县域经济的发展,离不开招商引资。当前各地招商引资工作开展得如火如荼,种种招商引资政策不断出台,招商引资的项目为县域经济的发展起到的促进作用有目共睹。招商引资促进了县域经济的发展,也给县域金融业的发展带来了机遇和挑战,摆在金融业面前的是如何在招商引资过程中提供优质服务与信贷政策的配套,既要接受挑战,又要抓住机遇在县域招商引资过程中促进县域金融业的发展。最近我们对星子县的招商引资情况、存在的问题、县域金融配套等方面做了详细的调查,存在的问题值得我们深思。一、县域招商引…     

我国金融业高管薪酬和股权激励的治理效应研究

以27家深、沪上市的金融公司为样本,以2008年的公司年报数据为基础,运用实证分析方法验证我国金融业高管薪酬和股权激励与公司治理绩效问的相关关系.分析结果表明:金融上市公司高管薪酬和股权激励与公司治理绩效间仅存在着微弱的正相关关系,当用EPS衡量公司治理绩效时,股权激励和公司治理绩效甚至还存在着微弱的负相关关系.     

浅谈互联网金融背景下农村金融普惠性改革

随着信息化互联网时代的来临,我国农村金融发展开始了普惠性改革及创新,促进了农村金融业的发展以及产业结构的转型。基于此,本文探讨了线上金融背景下农村金融普惠性改革的相关内容,提出了互联网金融背景下农村金融惠民普及改革政策,仅供参考。     

试论金融消费者及其法律保护

金融业是整个国民经济的大动脉,随着国内居民财富不断增加,和各类金融产品的陆续推出以及服务水平的逐渐提高,消费者购买金融理财产品或者接受金融服务的现象越来越普遍,金融机构经营的模式也有所增新.近几年,消费者的权益遭受屡屡侵害,这对我国金融行业乃至整个经济的发展产生了不小的影响,然而我国目前对于金融消费者权益保护的法律体系却并不健全,如何保障金融消费者权益显得尤为重要.     

国际金融危机产生的根源及对中国金融业的影响与机遇

近两年来,由美国次贷危机引发的国际金融危机对世界经济产生了重大冲击,在造成美国经济增长明显减缓的同时,一些发达国家和新兴经济体经济也深受其害中国作为全球第四大经济体,金融亚也在一定程度上受到本次金融危机的影响,其影响也超过了人们的初步预期.本次危机对中国金融业发展而言也是一次重大机遇,认识本次全球金融危机的根源及对中国的影响对于我国金融业把握机遇实现进一步发展有重大启示.     

Overland water and salt flows in a set of rice paddies

Cultivation of paddy rice in semiarid areas of the world faces problems related to water scarcity. This paper aims at characterizing water use in a set of paddies located in the central Ebro basin of Spain using experimentation and computer simulation. A commercial field with six interconnected paddies, with a total area of 5.31 ha, was instrumented to measure discharge and water quality at the inflow and at the runoff outlet. The soil was classified as a Typic Calcixerept, and was characterized by a mild salinity (2.5 dS m⁻¹) and an infiltration rate of 5.8 mm day⁻¹. The evolution of flow depth at all paddies was recorded. Data from the 2002 rice-growing season was elaborated using a mass balance approach to estimate the infiltration rate and the evolution of discharge between paddies. Seasonal crop evapotranspiration, estimated with the surface renewal method, was 731 mm (5.1 mm day⁻¹), very similar to that of other summer cereals grown in the area, like corn. The irrigation input was 1874 mm, deep percolation was 830 mm and surface runoff was 372 mm. Irrigation efficiency was estimated as 41%. The quality of surface runoff water was slightly degraded due to evapoconcentration and to the contact with the soil. During the period 2001–2003, the electrical conductivity of surface runoff water was 54% higher than that of irrigation water. However, the runoff water was suitable for irrigation. A mechanistic mass balance model of inter-paddy water flow permitted to conclude that improvements in irrigation efficiency cannot be easily obtained in the experimental conditions. Since deep percolation losses more than double surface runoff losses, a reduction in irrigation discharge would not have much room for efficiency improvement. Simulations also showed that rice irrigation performance was not negatively affected by the fluctuating inflow hydrograph. These hydrographs are typical of turnouts located at the tail end of tertiary irrigation ditches. In fact, these are the sites where rice has been historically cultivated in the study area, since local soils are often saline-sodic and can only grow paddy rice taking advantage of the low salinity of the irrigation water. The low infiltration rate characteristic of these saline-sodic soils (an experimental value of 3.2 mm day⁻¹ was obtained) combined with a reduced irrigation discharge resulted in a simulated irrigation efficiency of 60%. Paddy rice irrigation efficiency can attain reasonable values in the local saline-sodic soils, where the infiltration rate is clearly smaller than the average daily rice evapotranspiration.     

农村剩余劳动力就业问题的探讨

论述了我国农村剩余劳动力就业的意义，并针对我国农村剩余劳动力的现状，提出多渠道促进农村剩余劳动力就业的途径和办法。     

车用发动机润滑油失效规律与更换周期研究

研究在正常使用条件下１０Ｗ／３０－ＱＣ级润滑油用于某型车用发动机时所表现的失效规律,确认期服从两参数Ｗｅｉｂｕｌｌ分布,并给出分布的尺度参数η和形状参数ｍ之最佳线性无偏估计（ＢＬＵＥ）同时,还为定量分析,计算车用发动机润滑油的使用可靠性和合理确定其更换周期提供了一套可供借鉴的方法,并给出了具体的计算实例。     

瓦房店市水果生产标准化发展研究

瓦房店市是我国重要的水果生产基地,在国内水果生产领域占有重要地位。随着水果市场化的不断深入,如何满足和适应国内外市场需求成为瓦房店市水果生产的关键问题。从瓦房店市水果生产实际出发,阐述了实施水果生产标准化的必要性,提出了发展水果生产标准化的具体措施。     

金谷子耐旱TG118引种试种及推广应用

对引进的谷子新品种金谷子耐旱TG118进行品种比较试验和多点试种。结果表明：该品种抗旱、耐瘠、适应性强,稳产、高产、抗病抗风抗倒伏强,品质优良,粮草兼用,种植简单,省工易管;一般产量在6000kg/hm2以上,比当地主栽品种增产20%以上。最高产量达9450kg/hm2,适于在辽西北地区推广应用。     

对《种子法》存在问题的探讨

《种子法》是我国种植业第一部法律。自实施以来,为依法加强种子管理提供了有力的法律支撑,促进我国种子产业发生翻天覆地的变化。但随着依法管理工作的深入和种子产业的快速发展,《种子法》及配套规章的一些问题逐步显现出来。对《种子法》及配套规章存在的问题进行深入分析,对需要进一步补充的章节以及需要调整的内容进行深入探讨,以求更加完善和明确。     

乡（镇）农业技术推广体系存在的问题及对策

乡（镇）农技推广体系是农业发展的关键。介绍朝阳市农业技术推广体系的现状,针对目前体制及运行机制、服务手段等方面存在的问题,提出适合朝阳市乡（镇）农技推广体系改革与发展的对策,以期对全省农技推广体系改革和发展起到一些借鉴作用。     

草莓的采收与贮藏

草莓果味酸甜爽口,营养价值高,为人们所喜爱的应市鲜果之一。由于草莓易受损伤和微生物侵染,因此其采收、贮藏过程极为重要。介绍草莓采收过程中的注意事项以及11种贮藏保鲜技术的实施步骤和操作方法,推介9种加工方式,为草莓产业化提供技术支持。     

和谐社会理论建设的几点哲学思考

在新世纪,面对机遇和挑战,党的十六大把“社会更加和谐”作为全面建设更高水平的小康社会的一个重要目标。中国人素有社会和谐的理想;西方人自古也向往社会和谐;借鉴东西方两种和谐社会思想的经验、教训,构建社会主义和谐社会理论。     

Review of the Egyptian experience in implementing land drainage projects

About 30 years have passed since the Government of Egypt embarked on implementing a series of large scale drainage projects. At present, about 3.8 million acres have been provided with drainage systems on the basis of systematic pre-drainage investigations and designs. The target is to provide drains in approximately 6.4 million acres in the Nile Valley and Delta.The implementation of the subsurface drainage system is carried out by the public sector and private contractors under direct supervision of governmental regional departments. The implementation process depends on many factors related to the drainage material, machinery, manpower, site requirements, farmers and organizations involved. Problems and constraints are sometimes challenging, however, the annual rate of implementation has gradually increased to 170,000 acre/year.This paper discusses the different aspects involved in the implementation process of drainage systems. The development in materials, machinery and construction technologies will be reviewed. Institutional and management factors are going to be also considered.